The
Financial Enhancement Group works with families that are naturally
concerned about
retirement but who don't want to worry about their money.
Find out why the
national media continually turns to the
Financial Enhancement
Group for our insight.
Big Joe
on CNBC Tuesday November 10th 2009
http://www.cnbc.com/id/15840232?video=1325401620&play=1
Big Joe
Clark
CNN Money
November 9th, 2009
"The market does create its own psychology," he added. "You would never go to
the grocery store and pay a higher price because someone else did, but that's
what happens in stocks
Big Joe
Clark
CNN Money
July 21, 2009
"A lot of their profits come from overseas and a lot of their expectations are
driven by the emerging markets needing to grow," said Joe Clark, managing
partner at Financial Enhancement Group. For the second quarter,
Caterpillar posted better-than-expected earnings on sales that fell ...
From
CNNMoney.com Market Report - Jul. 21, 2009
-
Related web pages
Big Joe
Clark
Javno.com
June 14, 2009
Bili smo u sprintu dulje vrijeme, pa sada moramo otrčati par laganih krugova oko
igrališta da vidimo jesmo li spremni za još koji sprint - kaže Joe Clark,
direktor u tvrtki Financial Enhancement Group. A je li moguć novi sprint
ovisi, kaže Clark, o tome hoće li ulagači uskoro dobiti ...
From
Oprez zbog rasta kamata i mogućnosti
inflacije -
Related web pages
Big Joe
Clark
Inilah.com
June 13, 2009
Managing partner of Financial Enhancement Group Joe Clark, menyatakan
investor telah merasa letih menyerap banyak berita positif belakangan ini. "Sponsnya
jenuh air," ujarnya. Aksi Departemen Keuangan berkaitan dengan obligasi yang
dilelang, mulai menimbulkan kekawatiran investor ...
From
Oow! Reli Wallstreet Tertahan -
Related web pages
Big Joe
Clark
Money
June 13, 2009
Joe Clark z Financial Enhancement Group uważa, że inwestorzy
uwzględnili już wszystkie dobre informacje, które w ostatnich tygodniach
pozwalały rynkom rosnąć. Teraz będą potrzebować znacznie mocniejszych impulsów,
by wyciągać indeksy jeszcze wyżej. Podobnego zdania jest Rick Bensignor, ...
From
USA: Giełdy czeka okres spadków -
Related web pages
Big Joe
Clark
Guardian.co.uk
June 13, 2009
Joe Clark, managing partner of Financial Enhancement Group, said
investors have for now absorbed all the good news possible to push stocks
higher. "The sponge seems to be full," he said. The bond market exercised
unusual control over stocks this week as investors worried that the ...
From
World news Feed Article | World news |
guardian.co... -
Related web pages
Big Joe
Clark
TEMPO Interaktif
June 12, 2009
Joe Clark, mitra kerja dari Financial Enhancement Group,
menyebutkan, investor menyerap semua kabar baik yang memungkinkan untuk
mendorong harga lebih tinggi. Namun, ia mengatakan, para pialang terbiasa
menggelontorkan kabar-kabar lemah mengenai perekonomian dan akan memerlukan
lebih ...
From
Saham Komoditas dan Teknologi Tekan Bursa
Amrik -
Related web pages
Big Joe
Clark
MSN
June 12, 2009
Joe Clark,
socio administrativo de Financial Enhancement Group, dijo que por ahora,
los inversionistas han absorbido todas las buenas noticias posibles para comprar
acciones. "La esponja parece estar llena de agua", seńaló. Los precios de los
bonos subieron en su mayoría el viernes, ...
From
Cierre mixto en Wall Street, con retroceso
en... -
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Big
Joe Clark
Oil Week
June 12, 2009
Joe Clark, managing partner of Financial Enhancement Group in
New York, compared the market to a
sponge _ during the recent run-up in prices, investors absorbed all the good
news they could take in to push stocks higher. Eventually the market becomes
saturated and can´t absorb any more ...
From
Lower oil takes TSX lower; NY down,
investors... -
Related web pages
Big Joe
Clark
Gaurdian.co.uk
June 12, 2009
Joe Clark, managing partner of Financial Enhancement Group, said
the investors have absorbed all the good news possible to push stocks higher.
But he said traders are growing accomosted to the flow of upeat news about the
economy and will need more to take stocks higher. ...
From
World news Feed Article | World news |
guardian.co... -
Related web pages
Big Joe
Clark
TEMPO Interaktif
May 13, 2009
Pasar "enggan menyerap kabar baik apapun sehingga hal itu justru menjadi kabar
buruk," kata Joe Clark, Direktur Pelaksana Financial Enhancement Group
in Anderson, Ind. "Konsumen bukannya tiarap, tapi hanya segan membeli di
beberapa sektor saham." AP | BOBBY CHANDRA.
From
Wall Street Dipeloroti Kinerja Ritel yang
Loyo -
Related web pages
Big Joe
Clark
Taiwan News
May 13, 2009
The market is "unwilling to absorb anymore good news, so it's absorbing some bad
news," Joe Clark, managing director of
Financial Enhancement Group
in Anderson, Ind., said of the retail sales data and the market's
pullback in recent days. "The consumer is not broke, just unwilling to ...
From
Wall Street declines on weak retail sales
-
Related web pages
Big Joe
Clark
Forbes
May 6, 2009
"They have to make sure that people decipher the news in bite-sized pieces to
see if some of the information needs to be massaged before it is released," says
Joe Clark, managing partner of Financial Enhancement Group, a
financial planning firm with $200 million under management. ...
From
The Stress Test Head Fake -
Related web pages
Big Joe
Clark
Market Watch
April 5, 2009
"There's nothing that's good that's coming out of there (Europe) right now,"
said Joe Clark, chief investment officer of Financial Enhancement
Group, based in Anderson, Indiana. "I think right now at this point in time
in economics and asset management, everyone has to look at the ...
From
Investors at odds whether bad news priced
into... -
Related web pages
Big Joe
Clark
Los Angeles Times
March 19, 2009
Joe Clark, managing partner at Financial Enhancement Group, said
the market's reactions to Fed meetings have been tempered in recent months
because the government has taken so many steps to help revive the economy since
the credit crisis began last fall. ...
From
Wall Street gives up some gains ahead of Fed
news -
Related web pages
Big Joe
Clark
CNN Money
March 5, 2009
"Once we broke through that 700 level on the S&P, which has been intact since
1996, all the people who were watching it left the building," said Joe Clark,
market analyst at Financial Enhancement Group. He said that with the
major gauges at these levels, market pros have even less of a ...
From
CNNMoney.com Market Report - Mar. 5, 2009
-
Related web pages
Big Joe
Clark
Stock Watch
February 22, 2009
“The
problem with such historical comparisons is that we are in totally uncharted
territory, says Joe Clark, managing partner of Financial Enhancement
Group, a financial planner in Anderson, Ind. Not only are we in the midst of
the worst global economic crisis since the Great Depression...
From
Stock Watch: Are Fridays Bad for the Market?
-
Related web pages
Jon Clark
Chronicle Tribune
Monday, February 2, 2009
“Certainly, pull from retirement as an absolute last
resort,” said Jon Clark, a certified financial planner and the manager of
Financial Enhancement Group in Marion, 301 S. Adams St.
He said that money is specifically designed to be used by individuals once they
reach retirement age.
“Because of that, the IRS tries to make it as difficult as possible to pull
money from a retirement account,” Clark said.
Smart Money
Big Joe Clark
Jan 26, 2009
"As long as you are really willing to be fearless for the next five years
and just lock it up, I could wrap my arms around China," says Joe Clark,
managing partner of Financial Enhancement Group, figuring the Middle Kingdom
will bounce back big time -- eventually.
Big Joe Clark
Associated Press
Jan 25, 2009
The market has seen a turbulent week, with the Dow tumbling 4 percent
Tuesday only to regain more than 3 percent Wednesday, followed by another big
drop Thursday. Volatility has been more the rule than the exception in recent
trading as investors sort through a plethora of wide-ranging earnings reports.
"I think it's just a matter of what side of the bed the market wakes up on,"
said Joe Clark, managing partner at Financial Enhancement Group.
Adam Harter
Reuters
January 15, 2009
Some investors had long since bet on Jobs' imminent departure. Adam Harter, an
analyst at Financial Enhancement Group, said last week that his company had
added to its position in Apple a couple of months ago when the stock was trading
in the mid-$80s, thinking that the so-called "Jobs premium" had been discounted
from the share price.
Jobs' apparently seesawing health also complicates what
was already expected to be a difficult year for Apple and the electronics
industry, as a severe downturn saps consumers' spending appetite.
Big Joe Clark
Publication: MarketWatch.com
Date: January 5, 2009
Headline: The new year's financial horizon
Investors
everywhere must be celebrating the start of the new year and looking forward to
erasing 2008 from their memories. I don't know about you, but October, November,
and December seemed to last a year apiece. The volatility, the scandals, the
bailouts, and the politics have gone a long way to sap confidence from the
markets.
But fear not,
a new horizon is before us and I want to remind you not to get caught up in the
same old habits of the past. It's easy to get caught up in the frenzy. Remember,
in this and probably every market, it is not the ability to predict that is
important, but the wisdom to react. Most investors will make two grave errors.
(Click Here
for the full article) link is
http://tinyurl.com/74fmo8
Adam Harter
Publication: ThomsonReuters
Date: January 5, 2009
Headline: Apple's Jobs
reassures investors about his health
Adam Harter, an analyst at Financial Enhancement
Group, said his company added to its position in Apple a couple of months ago,
when the stock was trading in the mid-$80s.
"At that point of time we felt the Steve Jobs'
premium was already backed out of the stock price. So anything that says he's
not in bad health is good news and this appears to say he's in much better
health than the market had anticipated so the upside can be significant," Harter
said.
Big Joe Clark
Publication: SmartMoney.com
Date: December 31, 2008
Headline: Weighting for
Market Recovery
"I
think the current economic environment mixed with a new political landscape may
surprise people," says Joe Clark, managing partner of
Financial Enhancement Group, a financial-management firm based in
Anderson, Ind. "Consumer staples, health care and utilities are the normal
bastions of safety. Don't be surprised to see them as laggards in 2009."
Perhaps more surprising, Citi is overweight on the consumer discretionary
sector, largely because shares of retailers look so darn cheap, according to
in-house analysts. It also doesn't hurt that there's a great deal of short
interest in that sector, meaning any positive surprises could touch off a
short-squeeze, propelling shares higher. True, with consumer confidence at an
all-time low, the consumer discretionary sector is about as out
of favor as they come. Although that's typically a fairly reliable contrarian
indicator, we continue to be leery of anything tied to consumer spending.
Finally, investors shouldn't lose sight of opportunities outside of equities.
"We think this could very well be the year of corporate debt," Financial
Enhancement Group's Clark says
Big Joe Clark
Publication: Indianapolis Star
Date: December 28, 2008
Headline: What should be
my New Year’s resolution for my finances in 2009?
First,
look out the windshield, not the rear-view mirror. There will be huge temptation
to grumble and review last year's performance or lack thereof.
Whether
last year was good or bad is irrelevant this year. It is time to move forward.
First,
make a list of the financial things you want to accomplish this year: debts to
pay off, emergency savings, retirement contributions and charitable
gifts. Many times people enter
the year with no game plan in mind. Inevitably, they end the year feeling like
no progress was made. Write out your financial goals for this year -- not just
your retirement hopes.
To help,
break down the goals into bite-size pieces. How do you eat an elephant? One bite
at a time. Break down the objectives by quarter, then by month and finally by
week. Do your best to stay on track but make sure the goals are attainable.
Second,
get educated. This is not the roaring '90s or the easy '80s. Our economy is
evolving rapidly right in front of our eyes. The massive amounts of economic
data can be quickly overwhelming.
Don't
bury your head in the sand, but understand the difference between meaningful
information and media mania.
Make
progress!
He is a
registered principal offering securities and registered investment advisory
services through World Equity Group, member FINRA/SIPC. Clark can be reached at
bigjoe@yourlifeafterwork.com.
Big Joe Clark
IndexUniverse.com
Clark: Extreme Flux Still On Horizon
December 26, 2008
"Big Joe" Clark has his wish list
for 2009. And it includes some exchange-traded funds that even Santa Claus might
find useful as stocking stuffers.
At the top are corporate bonds. In
the coming year, the Anderson, Ind.-based advisor is expecting investment-grade
corporates and high yield debt markets to perform like stocks do in more-normal
times.
(Click Here for the complete article) link is
http://tinyurl.com/932sxm
Big Joe Clark
CNNMoney.com
Stocks plunge at the end of day
December 18, 2008
Economic reports: The U.S. economy has
officially been in recession since the end of 2007, but market watchers don't
need a slew of reports to know the economy is suffering. "You would have to be
under a rock to not know that we are in a global economic downturn," said Joe
Clark, managing partner at Financial Enhancement Group.
Big Joe Clark
Indianapolis Star & TheStarPress.com
Whether borrowing is a good idea depends on a variety of factors
December 17, 2008
Finding a business
loan
If you're General Motors,
tough luck. If you're Bob's Ice Cream, and you have an established track record,
you'll probably get the loan.
Community banks are still
lending to established customers, said Joe Clark, managing partner of
Anderson-based Financial Enhancement Group, which manages $200 million in
assets.
But the big regional
banks, stung by the subprime crisis, have cut back
business loans to big and medium-sized companies. Big insurers and
Wall Street firms that once made short-term loans to major corporations also are
cutting off credit. That's where the credit freeze is centered.
"My firm's lines of
credit are with Indiana's smaller banks, and none of them have reduced my credit
limit or done anything else,'' Clark said.
Big Joe Clark
BusinessWeek
Best Investment Bargains
December 17, 2008
Picks from the
Stable Stock Investor
Joe Clark, chief
investment officer/founder, Financial Enhancement Group
Best Bargain:
Family Dollar
Stores (FDO)
and Wyeth (WYE)
Clark is looking for areas that don't require credit for the buyer or the
producer (no cars or homes) and things that simply need to be bought. He is
buying stocks like Family Dollar, whose sales are certainly not dependent on
credit. Wyeth, which produces generic baby formula, stands to profit from the
new baby boom, and from health-care policies of a new Administration. "The key
to 2009 will be watching the Baby Boomers become the Baby Busters. No longer
will consumer spending be growing year over year. Spenders will become savers
and earnings will fall."
Big Joe Clark
Investment News
Fed Cuts rate to 0% to .25% range.
December 16, 2008
“The rate cut today will not increase nor decrease
the ability for people to get money tomorrow,” Joe Clark, managing partner of
the Financial Enhancement Group LLC of Anderson Ind., wrote in an email.
“The impact of the rate cut will not help provide
that access.”
Big Joe Clark
The Wall Street Journal
Debt diet requires diligence
December 14, 2008
Many financial planners will tell you to pay off
the highest-interest-rate debt first. But Joe Clark of Financial Enhancement
Group in Anderson, Ind., says you may want to pay off some smaller debt first so
that you can see some progress. You should also try to reduce the debt on a card
that is maxed out, since your credit score is determined in part by what
percentage of your individual and total credit lines you are using.
Whatever method you
choose, you have to keep up with the payments and change your charging habits.
As with a diet, you may end up worse off if you run up the debt again after
paying it off.
Big Joe Clark
Smart Money.com
There’ll Be No Place Like Home in 2009
December 9, 2008
"Right now we're allocated 10% overseas,"
says Joe Clark, managing partner of
Financial Enhancement Group of Anderson, Ind. "Back in July we were
at 35%." (See chart below.) Within foreign equities, Clark's favorites are China
and Japan, allocated at 5% a piece. He's eyeballing Brazil but waiting for more
visibility there. "And we have nothing to do with Europe," Clark says.
With 2009 shaping up to be another painful
year for overseas markets, it may make the most sense for Americans to keep
their money close to home. For those who can't resist dabbling in foreign
affairs -- or for those who want the geographic diversification -- allocate only
a small portion of a portfolio overseas, and mostly to the developed world.
Big Joe Clark
Smart Money
December 3, 2008
Despite a recent flurry of deals, M&A activity
is actually way off from a year ago. The value of announced deals in the current
quarter has dropped more than 60% from last year's period, according to Capital
IQ. That's the lowest level in more than a decade. Further, just because a deal
is announced doesn't mean it will actually close, says Joe Clark, managing
partner of Financial Enhancement Group. "The presumption in the past was that
the regulators wouldn't let it go through," Clark says. "Now people are pulling
deals off the table because they can't get financing."
Unless the cash is secured, betting on a deal getting
done is just plain speculation, Clark says.
Big
Joe Clark
Smart Money.com
Takeover Speculation Is a Losing Strategy
December 3, 2008
Despite a
recent flurry of deals, M&A activity is actually way off from a year ago. The
value of announced deals in the current quarter has dropped more than 60% from
last year's period, according to Capital IQ. (See chart.)
That's the lowest level in more than a
decade. Further, just because a deal is announced doesn't mean it will actually
close, says Joe Clark, managing partner of Financial Enhancement Group. "The
presumption in the past was that the regulators wouldn't let it go through,"
Clark says. "Now people are pulling deals off the table because they can't get
financing."
Unless the cash is secured, betting on a
deal getting done is just plain speculation, Clark says. The credit markets can
stop spinning at any time.
Big Joe Clark
Lafayette Journal and Courier
December 2, 2008
Joe Clark, a certified financial planner with
Financial Enhancement Group in Lafayette, said Monday's announcement could be a
good sign.
"Typically when they call it, we're over half way
(through a recession)," Clark said. "The market has usually found the bottom and
has started to work its way out."
Big Joe Clark
Wall Street Journal- The Journal Report
December 2, 2008
If money were to move into higher-yielding securities like those that these
funds wager against, the performance of the funds would suffer, says Joe Clark,
a certified financial planner and managing director at Financial Enhancement
Group in Anderson, Ind. "The next house to ignite may very well be low-yielding
investments," sparking more interest in junk bonds, he argues.
Big Joe Clark
Thestreet.com
November 25, 2008
Clark cautions investors to be on the lookout for
signs of deflation in the short term, especially in light of the declining price
of oil. "A risk in a commodity culture is deflation," he said. "If a commodity
price falls below the input cost, then you have to run for cover."
He notes that oversaturation would prove to be a major
drag for commodities. "When there is deflation, all of the inventory is sold as
quickly as possible," Clark said. "Such a scenario would flood the market and
drive prices down."
Big Joe
Clark
Market Watch TV
“In all times, people want to
believe someone has a crystal ball with all the answers. Especially with
changing demographics, the strategy has to outweigh the individual decision to
go a particular area. The ability to adapt is better than the ability to
predict.”
Adam Harter
Smart Money
“We think money’s got to go to
software whether we’re in a recession or not. That’s because the overall economy
has had great productivity increases over the years, but mainly due to
demographics. Sooner or later companies are going to have to spend the
phenomenal amounts of cash that they have to keep that productivity up, and that
money has got to go to technology.”
Big Joe Clark
Dow Jones Newswire
October 17, 2008
"The massive deleveraging process is the overriding factor in market moves now.
We continue to see the deleveraging process create swift downward movements in
the stock market. We also have fresh capital trying to identify the bottom and
that is what creates this bi-polar marketplace. Only when the deleveraging comes
to a halt, will such measures as fundamentals apply once again."
Big Joe Clark
CNBC, Friday
October 17, 2008
"On thing to remember is that when we were going through a market
downturn in 2001, at the end of the year, people wanted to go back
to their families. Relationships mattered. People started going back
to church. I think another great play this year is the fact that in
2007 we had more babies than we had in any year since 1957. We
finally replaced ourselves. It just took 50 years….. Grandparents
are going to go to businesses, they are going to spend money, and
they are going to establish relationships with their kids and
grandkids."
Big Joe Clark
Christian Science Monitor
October 10, 2008
"Will Rogers said: 'Sometimes the return of my money is more
important than the return on my money.' The challenge when you get
here is people start to hide.... When things get tough, governments
lower interest rates. You can't go hide. Inflation will eat you
alive. That goes to the diversification and that long-term planning.
Go to food. People will eat. The consumers are not broke. Do not buy
into that. It is not true at all. Wall Street has merely lost the
ability to figure out where they're going to spend money next. I
guarantee you they're going to eat. I guarantee you they're going to
need healthcare. And I guarantee you that they're going to use
different software devices to make their lives better – the gadgets,
if you will, that really add to life."
Big Joe Clark
WLFI, Lafayette, IN
October 1, 2008
"Wall Street always believes they can be the first one out of a
burning house and the house caught on fire so quickly that nobody
found the exit. It is time to look at your portfolio know what you
own, know why you own it, know how you plan to use it. It's time to
understand some of the rules have changed. In an orderly fashion you
need to look at what you have and get positioned for the future
that's coming down the road."
If you would
like more information about Financial Enhancement Group, LLC please call 765.640.1524.
April 18th, 2008
March 27, 2008
March 6, 2008
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