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April 11, 2014

Reading and understanding your individual tax return

By Joe Clark for The Herald Bulletin

Tax time is just around the corner. For some of you, refunds are in the mail. But for others, take note — the IRS is waiting to hear from you!

Regardless of where you are financially, we all deal with the same annual tax return known as the IRS form 1040. Interestingly enough many individuals don’t understand what they are reading or how the components combine to tell the Internal Revenue Service their story. Following are some ideas for helping you understand your return.....

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April 4, 2014

Curves ahead in national economic road

By Joe Clark for The Herald Bulletin

The numbers don't matter, or perhaps they just don't add up!

Over the past several years, the actions of the Federal Reserve have dominated the financial landscape. Arguably, the Fed’s actions have also played a significant behind-the-scenes role in economic improvement.

This is more than obvious to equity market watchers. What has stunned investors thus far in 2014 are two things: the bond markets, and the candid behavior of new Fed Chair Janet Yellen.

First, let’s address the yield issue on bonds....

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March 28, 2014

Spring is a time for financial cleaning

By Joe Clark for The Herald Bulletin

Finally it’s spring time and we can soon begin opening the windows and enjoying the sunshine.

So often we spend the winter months tucked away indoors trying to stay warm by the fire and hoping it doesn’t snow enough to require the shovel to be taken from the garage, which unfortunately wasn’t the case this year!

While we put the shovel aside and dust off the lawnmower we can also use this time to give our finances a tuneup.

As April 15 approaches....

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